Очень полезная статья, хоть и личное мнение автора,...

A very useful article, although the personal opinion of the author, but there is nothing special to object to. ... "Having joined the race for an attempt to accumulate a down payment, many do not have time / do not stand it. Rising prices, lower incomes due to inflation and devaluation. Even more people are simply not able to start saving money - everything goes for food, rent, etc. That is, roughly speaking, a person works for food, spends the remaining trifle on entertainment. This is the face of modern capitalism. Everyone should think only of himself. People should not save, money should go through it, it should be motivated by entertainments imposed by show-offs, inflation her instability. should not be accumulating with him. He should be a sieve in the cash flow. Here is such a law of large capital.

In addition, if a person does not yet have children, he spends more on entertainment and small things. Such a consumer is beneficial to capitalism. Moreover, the consumer society at the subconscious level says - if you have children, you will automatically become poor, you will not be able to buy our nishtyachki, you don’t need it, be yourself, live today, children later. I think this is one of several reasons for the decline in fertility. Consumer society educates egoists "...